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The Diners Club Card is considered to be the first Charge Card. The advantage of the card is that there are no sign-up charges or fees but as far as the transactions are concerned, the fees are high for both the merchant and the cardholder. Diners Club is thought to be one of the world's leading safe payment methods.
Since the Diners Club card is a charge card, it works in a different way from usual credit cards. This card is exclusive and among other details the clients have to give a proof of their income. The clients of Diners Club must repay the total amount stated on the bill. This is not the case with credit cards where cardholders can choose to pay a minimum amount.
Another privilege this charge card gives to the cardholders is the package of additional services like free airport lounge access or Executive Golf Club membership.
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